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Who We Are

The Surety & Fidelity Association of America (SFAA) serves as the thought leader and trusted adviser for the surety and fidelity industry, state and federal agencies and legislators. As a licensed rating agency/advisory organization and trade association, SFAA supports its members, subscribers, federal, state and local government leaders and the public by providing statistical and actuarial data, expertise, advocacy, education and promotion on the value of surety and fidelity bonds.

Our membership is comprised of over 420 companies and accounts for over 98 percent of the surety and fidelity premium written in the United States. The work of the Association is accomplished through the rich diversity of its membership - large and small companies, multi- and mono-line, regional, national, global and international.

Surety and fidelity bonds: Protecting consumers, taxpayers and businesses.


As a licensed statistical agent, SFAA collects statistical plan and financial statement data and satisfies members’ mandatory reporting requirements countrywide. SFAA develops aggregate industry statistical reports available on the Member section of the SFAA website.

Contact:  Ed O'Donnell |

Regulatory Services:

SFAA develops and files countrywide surety and fidelity manual rules, loss costs and standard fidelity forms. Members may elect to provide SFAA with authorization to file on their behalf or may submit independent filings. Authorizations are filed on a by-state, by-company basis.

Contact:  Bill Heinbokel |


SFAA advocates, monitors and reports to members on industry-related legislative, regulatory and judicial developments. Staff also presents SFAA’s position on issues to legislatures, agencies, courts, and trade associations and promotes the interests of Members.

Federal Contact:  Dalton DeFendis |
State Contact: Lee Ann Alexander |

Fidelity Forms:

SFAA develops and files standard fidelity forms and endorsements for policies, bonds and other forms for optional use by Members. Current members are also free to utilize SFAA copyrighted material to develop and file independently.

Contact:  Bill Heinbokel |


SFAA provides industry-specific educational seminars and programs to promote public understanding of and confidence in the surety and fidelity bonding industries and products and to support member training efforts.

Contact:  Julie Alleyne |


Promotion of the products of the surety and fidelity industry is at the foundation of all of SFAA’s member services. SFAA has served as the industry thought leader and trusted adviser for over a century, promoting surety and fidelity bonds as the gold standard.

Contact:  Peter Roth |


Members can access staff for help on a wide range of matters from risk-type classifications and analysis of bond forms to development of a mentoring program and
industry specific recruiting support.


Membership provides a valuable forum to discuss topics of common interest within the bounds of SFAA’s Antitrust Guidelines. All members are invited to participate on the
SFAA Board’s advisory committees.

1140 19th Street, NW, Suite 500 • Washington, DC 20036-6617
Phone: 202-463-0600 • Fax: 202-463-0606